Product updates

Understanding the impact of employee financial struggles on your business

According to recent surveys, one in three full-time employees reports that financial concerns have adversely affected their productivity at work. Specifically, among employees experiencing financial stress, 56% spend three hours or more per week dealing with or thinking about personal financial issues while on the job.

To address this issue and support your workforce, Insperity offers Insperity Perks+, a comprehensive financial wellness solution for your employeesInsperity Perks+ is available to you at no extra cost.

Key components of this program include:

  • Earned wage access (EWA) program:
    • Employees can access a portion of their earned wages before the official payday.
    • EWA allows employees the flexibility to cover unexpected expenses, emergencies or urgent bills without resorting to high-interest loans or credit cards.
    • You have the ability to define the maximum amount employees can access, up to 50% of their gross wages per pay period.
  • Debit card:
    • Direct deposit of payroll wages to a debit card backed by Visa.
  • Online marketplace and cash-back rewards:
    • Employees gain access to an online marketplace where they can shop for their favorite brands.
    • Not only do they receive discounts on day-to-day purchases, but they also enjoy travel and entertainment discounts.
    • Plus, cash-back rewards!

Read more about employee financial wellness at Employee financial wellness: Why it matters in the workplace on our Insperity blog.

To get started, simply reach out to your payroll specialist. Once activated, we’ll provide communication materials to share with your employees.

Investing in their financial well-being will benefit your employees and enhance overall productivity within your organization. Don’t miss out on this opportunity to create a stronger financial future for everyone!