The Federal Reserve System will be closed on Friday, July 3, 2026, in observance of Independence Day. Insperity offices will also be closed on Friday, July 3.
You will need to consider banking holidays when processing payrolls to allow enough time for payroll funding and employee direct deposits to be received and posted by the check date.
Payrolls must be submitted by 3 p.m. CT at least two banking days in advance of the check date.
| Holiday | Date | Pay Date | Process Deadline |
| Independence Day | Friday, July 3 | July 2 | June 30 |
For a listing of all federal and Insperity-observed holidays for 2026, see the Federal Reserve and Insperity holiday schedule in the Insperity® Help Center.