Banking Holiday

Early payroll deadlines for Christmas and New Year’s holiday closures

The Federal Reserve System and Insperity® offices will be closed on Thursday, Dec. 25, 2025, in observance of Christmas Day and Thursday, Jan. 1, 2026, in observance of New Year’s Day.

Below is the processing schedule for direct deposit payrolls during the holiday weeks.

Christmas Day: December 25, 2025

Pay dateProcessing deadlineDebit date
Friday, Dec. 26, 2025Tuesday, Dec. 23, 2025, by 3 p.m. CTWednesday, Dec. 24, 2025
Monday, Dec. 29, 2025Wednesday, Dec. 24, by 3 p.m. CTFriday, Dec. 26, 2025

New Year’s Day: Jan. 1, 2026

Pay dateProcessing deadlineDebit date
Friday, Jan. 2, 2026Tuesday, Dec. 30, 2025, by 3 p.m. CTWednesday, Dec. 31, 2025
Monday, Jan. 5, 2026Wednesday, Dec. 31, 2025, by 3 p.m. CTFriday, Jan. 2, 2026

Insperity is here to help. If you have any questions, please contact your Insperity payroll specialist. We look forward to working with you prior to this banking holiday to meet your immediate payroll processing needs.

For a listing of all federal and Insperity-observed holidays for the remainder of 2025 and for 2026, see the Federal Reserve and Insperity holiday schedule in the Insperity Help Center.