The Federal Reserve System will be closed on Monday, October 12, 2026, in observance of Columbus Day.
You will need to consider banking holidays when processing payrolls to allow enough time for payroll funding and employee direct deposits to be received and posted by the check date. Payrolls must be submitted by 3 p.m. CT at least two banking days in advance of the check date.
| Holiday | Pay Date | Processing Deadline |
| Columbus Day | October 9 | October 7 by 3 p.m. CT |
| Columbus Day | October 13 | October 8 by 3 p.m. CT |
For a listing of all federal and Insperity-observed holidays for 2026, see the Federal Reserve and Insperity holiday schedule in the Insperity® Help Center.