In observance of Columbus Day, the Federal Reserve System will be closed on Monday, Oct. 13, 2025. Please review the following direct deposit payroll processing schedule to ensure timely funding:
| Pay date | Processing deadline | Debit date |
| Tuesday, Oct. 14, 2025 | Thursday, Oct. 9, 2025, by 3 p.m. CT | Friday, Oct. 10, 2025 |
| Wednesday, Oct. 15, 2025 | Friday, Oct. 10, 2025, by 3 p.m. CT | Tuesday, Oct. 14, 2025 |
Important notes:
- All wire payrolls with direct deposit must be funded by 3 p.m. CT, two business days prior to the pay date.
- Live checks will be mailed the same day if payroll is processed and funds are received by 3 p.m. CT. Submissions received after 3 p.m. CT will be mailed the next business day.
For a complete list of banking and Insperity holidays, please visit the 2025 Federal Reserve and Insperity holiday schedule. If you have any questions or need assistance, please contact your Insperity payroll specialist. We look forward to supporting your payroll processing needs ahead of the holiday closure.